Rent vs Buy calculator
Should you keep renting or buy now? This tool compares your total rent outgo against the cost of owning over the same years. Deliberately, it assumes no price appreciation: if buying makes sense without that promise, the decision is robust.
Rent vs Buy
Compare your horizon honestly.
The number is a framing, not a verdict
Renting is not wasted money; it buys flexibility. Owning converts monthly outgo into an asset and locks your housing cost against future rent inflation.
The tool deliberately assumes zero appreciation, so any growth the western corridor delivers is upside on top of the arithmetic, never the crutch holding it up.
When the numbers run close, the decision is really about life: how long you will stay, how stable your plans are. That conversation is free; call us.
About this tool
Why does the tool assume no appreciation?
Does rent really rise every year?
What about tax benefits on home loans?
Keep calculating
Home Loan EMI Calculator
Three sliders, one honest monthly number: what your loan actually costs every month.
Open →4.9%Stamp Duty & Registration Calculator
What the government collects on your purchase, computed in five seconds, waiver included.
Open →⚖Budget Planner
Start with your salary, end with a property budget you can actually carry.
Open →From numbers to addresses.
Send us what the calculator told you and we will reply with what it genuinely buys this month.